A Simple Key For 228 loan Unveiled
A Simple Key For 228 loan Unveiled
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(one) A nonmetropolitan middle-revenue census tract is selected as distressed whether it is within a county that satisfies a number of of the next criteria:
The Nationwide Community Growth Funding Benchmark measures the greenback volume of community enhancement loans and Local community progress investments that profit or provide all or Element of the nationwide place for all big depository institutions in comparison to the deposits located in the nationwide region for all large depository establishments, calculated pursuant to paragraph II.k of appendix B to this part.
(B) The Board evaluates the small bank to the analysis period preceding the bank's future CRA assessment pursuant to the Retail Lending Exam in § 228.22 and continues evaluations beneath this overall performance test for subsequent evaluation periods until eventually the financial institution opts out.
The Board considers info provided by the lender and should contemplate publicly readily available facts and data provided by authorities or community sources that demonstrates that a Neighborhood progress assistance benefits or serves a facility-based evaluation location, Condition, or multistate MSA, or the nationwide space.
공유하기 블로그 주소 변경 불가 안내 블로그 마켓 판매자의 이력 관리를 위해
The Board's consideration with the branch distribution metrics is informed by the subsequent benchmarks:
Pursuant to § 228.21, the Group Improvement Funding Examination evaluates the financial institution's file of helping to meet up with the credit history needs of its full Neighborhood as a result of Group enhancement loans and Local community development investments (
(B) Within just 5 calendar times of the request, all the knowledge which the lender is necessary to take care of less than this portion in the public file concerning the facility-based evaluation region where the department is found.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) Inside of 5 calendar days in the request, all the data that the financial institution is needed to keep up under this part in the public file concerning the power-based mostly evaluation location in which the branch is found.
A big bank will have to accumulate and keep in electronic variety, as prescribed via the Board, until completion with the financial institution's upcoming CRA examination where the information click here are evaluated, the next facts with respect to retail banking services and retail banking solutions available and furnished by the bank all through Just about every calendar year:
For each important item line, a Borrower Group Benchmark, calculated pursuant to paragraph IV.c of appendix A to this portion for facility-based evaluation places and retail lending evaluation locations, and paragraph IV.e of appendix A to this aspect for out of doors retail lending places.
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